The following programs are available:
* The 502 Direct Loan Program provides low-interest loans to very low- and low-income applicants for the purchase, construction, repair, or improvement of a home.
* The 504 Home Repair Program provides low-interest loans to very low- and low-income applicants for the repair of a home that is not safe or sanitary.
* The Rural Energy for America Program (REAP) provides grants and loans to rural residents for the purchase and installation of renewable energy systems, energy efficiency improvements, and energy audits.
For more information about these programs, please visit the USDA Rural Development website or contact your local USDA Rural Development office.