The Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law in 2010. The law was enacted in response to the financial crisis of 2008 and was intended to reform the financial industry and protect consumers from future crises. The law includes a number of provisions, such as increased regulation of banks and other financial institutions, the creation of a new Consumer Financial Protection Bureau, and the establishment of stricter rules for credit card companies and mortgage lenders. The law has been credited with helping to stabilize the financial industry and protect consumers from financial abuse.