* Condition. The condition of a coin is the most important factor in determining its value. Coins that are well-preserved and free of damage will be worth more than coins that are scratched, dented, or otherwise damaged.
* Rarity. Some dates and mint marks of Morgan silver dollars are rarer than others. For example, the 1895 Morgan dollar is one of the rarest, with a mintage of only 12,000. As a result, 1895 Morgan dollars are worth more than other dates.
* Luster. Luster is the shine or brilliance of a coin. Coins with strong luster are more desirable and thus worth more than coins with dull luster.
* Eye appeal. Eye appeal is a subjective factor that refers to the overall appearance of a coin. Coins that are visually appealing and free of distracting marks will be worth more than coins that are not as aesthetically pleasing.
In general, an 1899 Morgan silver dollar in good condition is worth around $20. However, coins in mint condition or with rare dates or mint marks can be worth significantly more. If you have an 1899 Morgan silver dollar, it is a good idea to have it appraised by a professional coin dealer to determine its exact value.